Fort Myers Rideshare Accident Lawyers

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Uber has revolutionized how Americans commute, and this has also made significant impacts on accident claims. When you are traveling with your partner, things might be different, but things can get messy if you face an accident in Uber.
Ridesharing companies like Uber have a lot on the line when they pick up passengers from their destination. Thankfully, most Uber drivers get to their destination without facing any problems, but this does not mean Uber doesn't face accidents. Many Uber drivers have injured or hurt the passenger due to their negligent driving and caused multiple accidents.

Does Uber Have an Insurance Policy?

Uber is well-aware of accidents in Fort Myers, which is why the company has a huge insurance policy that takes care of its accident claims. Over the years, many Uber passengers have received a settlement for their accident claims covering their medical bills and other damages. An Uber driver's negligence leads to a personal injury claim, which any law firm will be willing to take on.
If you or your loved one has been through an Uber accident, you can hire an attorney through SOS Accident to file a personal injury claim. We would love to take a look at your case and provide free case consultation. But before you start filing your car accident claim, you should know what is ridesharing and its legal aspects.

What is Ridesharing?

Ridesharing is a service people request from their phones. It includes local drivers and commercially licensed drivers as well. If you thought Uber was the only ridesharing company, then think again. There are plenty of companies like Uber, one of the most famous ones is Lyft. These ridesharing companies run a strict background check, and hire drivers with more than 2 years of driving experience in the United States.

All ridesharing companies have insurance companies that provide financial support in case of an accident. However, an insurance company might try to stall payments or even reduce your claim after an accident. If you have an experienced Uber accident attorney or a Lyft accident lawyer, you can expect to receive the compensation you deserve. However, you should know a few things about how an Uber injury lawyer works to help you win compensations.
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What Do I Do After an Uber or Lyft Accident?

Going through an accident can be tragic, and you might not know what to do in such a situation. However, the first thing you need to do is calm down and check if you are injured. Later on, you can follow our guide on what to do after an Uber accident.

1. Call 911

The first thing you should do is call 911 and get medical attention as soon as possible if you are injured. Afterward, you should inform the police about your incident and record your statement. If you are seriously injured, you should register your statement once you are in a stable condition. However, the sooner you lodge your complaint, the better.

2. Hire Uber and Lyft Accident Lawyer in Fort Myers

Once you have your statement recorded with the police, it's time to hire a lawyer for your compensation claim. You can pursue a PIP benefit through your or a family member's insurance if you don't have one. Using your rideshare insurance benefit program is also an option. Still, you will need an experienced personal injury attorney to prove that the accident was caused due to the driver's negligence.

If your driver was uninsured or underinsured, Uber has a $1 million policy that can easily cover your claims. On the other hand, Lyft has Personal Injury Protection (PIP) policy with no deductibles. If your insurance is denied from a ridesharing company, a personal injury or accident lawyer can help you recover some money to cover your medical bills, lost wages and pain, and suffering costs by filing a lawsuit.

3. Gather Evidence

Gathering evidence is an essential part of filing a lawsuit. Ridesharing companies and their drivers will try their best to pin things on you to avoid a hefty lawsuit. But if you have evidence to support your claim, your case becomes stronger. Moreover, accident lawyers have their investigation teams who evaluate the case better than the police, so hiring a professional lawyer could be in your favor. If the driver has caused gross negligence, the case could dramatically shift in your favor because now traffic law is involved. It's best to hire an attorney who knows all legal fields and has ample experience in the court in such complex matters.
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Things You Should Know About How an Uber and Lyft Accident Lawyer Works

Like most car accidents, your Uber accident settlement amount will depend on various circumstances. The most important aspects to take into account after an Uber accident in Fort Myers include.

1. Who Was at Fault For The Accident?

If you are a passenger you might not be at-fault for the accident. However, it's your legal obligation to find out who's negligence caused it. If your Uber driver was not paying attention to the road, you might win a considerable amount as your compensation. However, if your Uber was hit by another car, you will be in a conflict with both parties (Uber and the driver that hit you) , and your Uber and Lyft accident lawyer will have to figure out whose fault it was the most.

2. Is Your Injury Serious?

Knowing the full extent of your injuries is crucial to make demands for a reasonable compensation. You can't expect to just walk into an insurance company, and they will pay you.

Some injuries are serious and require long-term medical treatment. These injuries include loss of wages, permanent or temporary disability, and emotional pain. Accident lawyers are well-versed in handling such cases, and they can use their investigative case evaluation techniques to determine the full extent of your injuries.

3. Liability Coverages

Your primary auto insurance is mostly not enough to cover the cost of accidental damages. Since there may be a "driver for hire" exception in the policy, a ridesharing company might have 2 types of car insurance.

Uber and Lyft also look after their drivers, and they have active insurances when the app is in use. Their insurance coverage increases when drivers start a ride. The requirements for Uber insurance are.

  • Automobile liability coverage for $1 million or more for death, bodily harm, and property damage.
  • Primary automobile liability coverage of $1 million or more for death, bodily harm, and "property damage".
  • Personal Injury Protection (PIP) and Underinsured Motorist (UIM) coverage. PIP benefits exist to cover 80% of medical costs with a $10,000 limit, or a $2,500 limit if the injuries are not determined to be an emergency medical condition.
  • Any coverage the ridesharing company may have in place should the driver's insurance fail to meet the requirements. In Florida, Uber is insured by Progressive.

4. Damages Caused by Rideshare Accidents in Fort Myers

Dealing with an accident caused by a ridesharing company in Fort Myers can be complicated. You could be suffering from trauma, head injury, or a concussion, to say the least. Sometimes, Fort Myers' accidents are so severe that the victim suffers from punctured lungs, broken ribs, and permanent impairment.

Aside from physical damages, car accidents come with the risk of Post Traumatic Stress Disorder (PTSD). According to the National Institute of Medical Health 39.2% car accident survivors develop PTSD. An Uber and Lyft car accident can also cause damages to your property as well. You might be traveling with glasses or a smartphone that might have been damaged due to the accident. All of these things are very unfortunate, and can cause a great amount of stress. By reaching out to a competent law firm, you will get a free consultation on your case and hear what accident lawyers have to say about your situation. At SOS Accident, we have the best Fort Myers accident lawyers who provide free case evaluation and provide their opinion on your matter.
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What Coverages are Available from Rideshare Companies in FortMyers?

If you are involved in a ridesharing accident, your insurance coverage depends on whether you were a passenger, pedestrian, or driver. Moreover, your insurance coverage also depends on which ridesharing agency you were working for.

1. Insurance for Drivers

Uber drivers are entitled to PIP insurance benefits only if their app is active. This insurance covers medical bills and lost wages. However, engaging a ride on Uber revokes their PIP insurance, and the driver has to use their personal insurance to cover for damages. On the other hand, Lyft drivers are entitled to some insurance at all times, but the amount varies depending on whether the app was active or not.

2. Insurance for Passengers

Uber is a little different from Lyft when it comes to insurance. While Lyft passengers are openly entitled to PIP insurance benefits during car accidents, Uber doesn't give its passengers the same luxury. These are some of the things you must keep in mind when using either of these ridesharing companies because your Uber and Lyft accident compensation claims might see different results.

3. Insurance for Pedestrians

Uber has good insurance policies for pedestrians, and it offers PIP insurance coverage. However, if the pedestrian is not from Florida, Uber doesn't pay for medical bills and other expenses. The PIP insurance for pedestrians accidents under Uber is a bit riddled with multiple factors to prevent coverage. For instance, pedestrians' PIP insurance kicks in when the Uber drivers must have their app open, and they mustn't have a passenger or be heading to pick up someone. Moreover, the PIP pedestrian insurance is also rejected if the Uber drivers had a passenger with them during the accident.
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The Best Uber Accident Attorney Fort Myers - How Can Our Florida Rideshare Accident Attorney Help?

When fighting for your rights against an insurance company, you should always hire an attorney who looks out for you. Having a supportive lawyer who has excellent command over all legal matters can help take some stress off. Dealing with the aftermath of an injury can be frustrating, and only SOS Accident Lawyer can help you recover from your win the compensation you deserve. With our experience, you can win the compensation you deserve for the emotional, physical, and mental troubles you have faced. Call us for a free case evaluation by dialing +1 833 767 9222, and we will be happy to share your legal expertise with you.
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