Florida is a No-Fault insurance state
for automobile liability insurance. This means that every driver must have a minimum Personal Injury Protection coverage of $10,000. A motorist can use this coverage to pay for losses they sustained during an accident.
These policies work to quickly provide compensation that covers injuries and loss of wages caused by a minor car crash like a fender bender. Their limits can cover a visit to the emergency room, but coverage does not extend beyond that. However, all accidents are not minor, and some people experience catastrophic injuries that require years of ongoing care.
When a person sustains serious injuries, they can obtain the required compensation through additional options.