Each employer in every industry (except the construction industry) that has more than four employees on their payroll, whether full-time or part-time, must have coverage from an insurance company for worker's compensation.
Since the construction industry is an exception to this law, it is important to mention here that if a construction company has one or more workers (including the sole proprietor themselves), they are required to opt for workers' compensation coverage with their insurance provider.
On the other hand, farming businesses are required to offer the same insurance coverage if they hire five workers on their payroll or if they hire twelve (or more) workers for seasonal agricultural labor, which is typically for a month or so.
If, however, you were injured by a third-party job (anyone other than your employer), then your Florida worker's comp attorney will advise you to file a claim against them alongside a worker compensation claim for social security disability benefits.
In many cases, injured workers were relieved to determine that worker's compensation was not designed to assign blame. However, there were cases where workers had suffered injuries on the job, through no fault of their own. The latter is usually where workers are surprised and even frustrated to learn that Florida law is not interested in who is to blame.
Keeping all of the above in mind, the best way to fast-track personal injury claims is by not addressing the issue of who's to blame. As long as the injury was received at work or while you were carrying out your duties to your employer, these claims will be taken forward.
Florida's worker's compensation law is vital when an employee may have received injuries at their workplace while performing duties assigned to them after the approval of superiors or through the request of the victim's managers. The injuries that you sustained will typically be connected with a specific insurance company, or 'carrier,' which is meant to cover such incidents by providing benefits to the victim after an accident.