What can I do if an uninsured driver hits me?

If an uninsured driver hits you, there are several things you can do. Firstly, you'll need to connect with a law firm to represent you, but you have a few options from there. You can file a claim with your insurance company, and the amount of money you get from there depends on your specific policy. You'll want to report the car accident to your insurance company right away to have the best chance of receiving a payout. If you're unable to get money through your insurance company, you can take the uninsured driver who hit you to court. Some people can't afford car insurance in Florida even though it's mandatory. Getting the compensation you deserve might not be possible in this situation, but you can score some amount if you have a competent law firm on your side.

What compensation can I receive if I sue for damages?

The compensation you can get from a personal injury case in Florida depends on your case. You can sue for the total of your recovery costs, like hospital bills, car repairs, and lost wages, but you can also sue for more subjective losses like pain and suffering. If a car accident leaves you with a disability, like Post Traumatic Stress Disorder (PTSD), or a limited range of motion in your legs that prevents you from playing your favorite sport, you can get more money to cover the stress and emotional pain that the outcome caused. Depending on how severe your pain and suffering is, you could double or triple the amount of money you paid for your medical bills. If you're involved in a car accident where the driver at fault was acting with recklessness, or what the court calls 'gross negligence', you can sue for punitive damages. Negligent acts include drunk driving, road rage, and not complying with protocols. These lawsuits are more difficult to prove but often have higher payouts.

What do I do if I have exceeded my PIP limitation?

Depending on the type of insurance you have, you may be able to use health insurance to pay for healthcare services that your car insurance won't cover. You may also seek out doctors who accept monthly payments, so you can afford the treatment. This will only be an option for smaller offices, for less expensive procedures. Lastly, if your injuries are severe and you file a personal injury case, you can use that money to cover the cost.

Do I have to go to the doctor after a car accident?

Yes. It is essential to visit a doctor after a car accident. Sometimes, you may not notice pain or injuries after a car crash. However, this does not mean you are not hurt. To make sure everything is ok, you need to go to a doctor within two weeks of the accident. If you notice injuries later, your insurance company will try to use it against you and have an excuse not to help pay for the treatment. So visit the doctor to make sure you're healthy and that if you do have any injuries, your insurance company covers the cost of treatment.

Florida Auto Accident Attorney

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FLORIDA AUTO ACCIDENT ATTORNEY

Florida car accidents can tell a lot about this state. According to the UNews Florida is ranked 3rd for most car accident deaths.In fact, Florida has the highest number of car accidents in the United States. These tragic incidents lead to personal injury cases under the care of an expert Florida car accident lawyer.

When you are the victim of a car accident, you have the right to file an accident claim for pain and suffering, lost wages, and medical bills coverage. However, you need a robust law firm on your side to represent your accident claim. At SOS-Accidents, you can hire the best accident lawyers who know how to present your case. Moreover, at SOS-Accidents, you can benefit from our free consultation and decide whether we can help you receive compensation for your injury.

What to Do After a Florida Car Accident

Car accidents usually happen because of a distracted driver on the road. Your immediate reaction after a car accident should be looking after yourself. If you have severe injuries, you should call an ambulance. However, if you have retained minor damages, here is what you should do.

1. Do Not Flee From the Scene

The biggest mistake you can make after a car accident is fleeing from the scene. This will make you a suspect, and your retreat might hold you accountable for hit and run. Your best option is to call medical support and stay present at the scene.

2. Check For Injuries

Checking for injuries after a car accident is crucial to receiving your insurance claim. Sometimes, an injury is not evident immediately, or it might be internal. You need to visit the doctor for a full body checkup and maintain a detailed record of your symptoms. You need to report your injury within the first two weeks to receive PIP insurance benefits.

3. Call The Cops

The first thing you should do after an accident is calling the cops. This will ensure your incident is well-documented so that you can file your compensation case. However, this does not mean that your statement has been recorded. To make sure you have all the material for filing a case, you should go to the police to record your statement. Most of the time, the at-fault party will try to convince you that they will pay for your damages. However, this is just a way for the at-fault party to manipulate the incident and record their statement before you.

4. Exchange Contact Information

Your words after the accident can have a drastic impact on the outcome of your injury case. The least you should do is exchange contact numbers, names, and other information you might feel necessary. Don't communicate much with the at-fault party and refrain from apologizing because it could be interpreted as an admission of guilt.

5. Gather Evidence

Once things have settled down at the site of the accident, it's time to start working as an investigator yourself. You need to take every step carefully and start taking pictures of the scene. Moreover, you should exchange contact information with on-scene witnesses and record their statements. All of this will help you prove a distracted driving scenario and help you with your case.

6. Contact Your Insurance Provider

Unfortunately, there is no way of escaping your insurance provider in the aftermath of a car accident. But don't worry, be completely honest about the scenario and refrain from minimizing impact and apologizing. Don't make any formal statements until you have consulted with a Florida automobile accident attorney.

7. Hire a Florida Automobile Accident Lawyer

A Florida car accident can be devastating for the victim. However, it's a delicate matter, and anything you say can be manipulated and used against you in court. It's best to call a Florida car accident lawyer immediately after you have informed the police. Florida car accident lawyers are experts in these situations, and they can guide you on how to go about this event. Whether you are willing to file a personal injury claim or a lawsuit, accident lawyers can prevent you from taking any actions or speaking any words that can be used against you.

SOS Accident provides a car accident lawyer in Fort Myers, a car accident lawyer in Cape Coral, and across Lee County.

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Florida Personal Injury Protection (PIP)
Insurance Coverage

Sometimes you might make a mistake and cause a car crash. In this situation, your Personal Injury Protection insurance comes to the rescue.

Personal Injury Protection is an insurance that can be utilized even if you caused an accident. It helps cover 80% of your medical bills related to a car accident. If you delay your medical care for more than 14 days, you won't be eligible to receive your Personal Injury Protection insurance coverage because of Florida law specific language in the statue. PIP also covers your lost wages, so if you are unable to work due to your car accident, PIP will cover 60% of your salary and pay the part of your loss.

If you have to commute via public transport, ridesharing, or your family member's car, PIP will also take care of your transportation cost from your house to the treatment location. You will be compensated 57.5 cents per mile if you use your personal vehicle. In case your loved one passed away during the accident, PIP will cover your death benefits as well. You will be eligible to receive $5,000 for funeral and burial costs, but all of these benefits of PIP insurance have a limit of $10,000.

Cost of PIP insurance in Florida

The minimum amount of PIP coverage is $10,000 but you can add up to a total coverage of $20,000. There are several ways to reduce your premium, such as.

Opt for higher deductibles - The maximum being $1,000
Exclude covering the residence of your household.

How Can I File PIP Claim in Florida

Filing a PIP claim in Florida has strict rules. You have to report your injuries to your insurance provider. At the same time, your insurance provider has 60 days to investigate your fraud case. If your insurance provider is delaying your payments or your case is complicated, it's best to hire a personal injury lawyer to represent your case. SOS Accident car accident lawyers provide a free consultation, and you can decide which auto accident lawyer is best for you.

Should I Add Medical Payment Coverage With Personal Injury Protection?

MedPay or Medical Payment Coverage is the same type of insurance as Personal Injury Protection, and most people often get confused about whether they should include it with their Personal Injury Protection plan. However, there are a variety of ways Medical Payment Coverage can help where PIP fails. For starters, MedPay can add an extra $5000 worth of coverage for only $100 per year, plus it can help pay the 20% cost PIP won't cover. Finally, MedPay can also pay the deductible on your PIP.

A red car upside down after a car accident

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The True Price of Recovery after a Car Accident

Recovering from a car accident can be pricey, even if you have the best insurance. Here are some prices you haven't taken into account.

1. Emergency Care Cost

After a car crash, you might not have the strength to go to a hospital. You will need emergency care; therefore, ambulance, surgery, and hospital room bills will be added to the overall cost.

2. Physical Therapy Cost

In case your crash was severe, you may need to visit the doctor more than once. Moreover, if you have been recommended physical therapy, that too has a different cost.

3. Pain Management Cost

Serious injuries require expensive medical care. You may be prescribed pain management pills, and for that, you will need to see a specialist. Most serious car crashes result in the victim visiting a pain management specialist for a few months.

4. Psychological Care Cost

The toll of a car crash is not always monetary. Psychological trauma such as PTSD, survivor's guilt, and other problems may arise due to a car crash. All of these costs play into the overall cost of moving past a car accident in Florida.

Statistics on Florida Car Accidents

Florida has the highest rates of fatalities in traffic accidents. In 2019, the number of fatal crashes reported was 2,915 with 3,133 deaths with 14.7% deaths per 100,000 people, while the national average was 11.2 in every 100,000 people. During this year, Florida's single-vehicle car crashes were 1,621; multiple vehicles were 1,512. However, 703 crashes by single-vehicle were caused by people not wearing seatbelts. These numbers are shocking, and Florida has a problem with car accidents that need to be solved.

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Common Causes of Car Accidents in Florida

One of the most common causes of traffic accidents in Florida is terrible weather conditions. Not taking into account wind speeds, visibility, slick roads, and more can cause a driver to lose control of the car. If this is the case, bad weather can't always be used as a defense for a traffic accident; if another driver caused the car accident, they could be held responsible for not driving as slow as carefully as necessary.

1. Impaired Driving

According to the CDC, everyday 29 people die in the USA due to impared driving. Impaired driving is a prevalent cause of a car accident, which includes drivers under the influence of drugs or alcohol. In this case, you may be able to sue the business or person who served alcohol to the driver, as well as getting money for damages from the driver.

2. Reckless Driving

Another common cause of car crashes is reckless driving. This includes speeding, distracted driving, and anything else a driver does that might lead to an injury. If a driver was driving at a speed above the legal limit, they may be held responsible and entitle you to damages. Additionally, teens are likely to cause accidents because of a general lack of experience. Moreover, driving with friends causes them to hit the throttle and make reckless decisions.

Overall, all of these cases require different types of actions and can be very complicated, so call SOS Accident to find a car accident lawyer in Florida.

3. Fatigue and Drowsiness

Fatigue and drowsy driving are a lot more complicated than most drivers expect. According to NHTSA, it claimed 795 lives in 2017. Many drivers underestimate the effect of fatigue on their ability to drive their vehicles competently. In reality, fatigue can slow down your reaction time and cause a delay in your response to dangerous situations. It is most commonly encountered in commercial driving and causes profound wreckage on the road.

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Florida Car Accident Lawyer and Medical Services

Often, personal injury lawyers and doctors work together when dealing with car accident victims. They may refer clients to each other to make more money. If a lawyer suggests a doctor or treatments to you, they're likely part of a referral network and are not acting in your best interest. A lawyer should focus on legal matters, and your doctors should be a specialist who is experienced in working with the part of your body that has been injured.

Sometimes hospitals or doctors bill for unnecessary services just to charge your insurance. This can mean bad news for a person who has been involved in a car accident because PIP benefits and healthcare coverage has limits. So be sure to look over your hospital bills to check that your healthcare provider isn't abusing your insurance. Make certain that your doctors and lawyers help you recover from your car crash and that the right people are representing you.

Contact SOS Accident

If you are looking for a law firm that can help you win the compensation you deserve for your injury, then you can call us at +1 833 767 9222, and we will be happy to connect you with a lawyer who can handle your case..

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Florida Car Accident Lawyer FAQ

No, don't sign any document from the insurance company without consulting your lawyers. Most lawyers offer a free consultation, so don't worry about paying them. Early settlement offers most often benefit the insurance company, and they will try to get you to settle for less money than you are likely entitled to. Call SOS Accident for a free consultation to find you a lawyer that will make sure you are paid for everything you're owed.